You are entitled to a 100% refund on all payments and fees, if:

• If we do not remove anything from your credit report and you’ve obtained our services for 120 days.You have had four months from the time you retain our services.
• You have at least four negatives on the credit report at the time of sign-up.
• You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
• You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
• You have had no new items or missed payments added during the time frame we are assisting you.

You may cancel services at any time. Please notify us in writing 7 days before the next billing period.